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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,299 | $183,516-75.9% | $155,534-71.5% | $145,884-69.6% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 18.52% | 61.43%-42.9pp | 64.92%-46.4pp | 551.85%-533.3pp |
| Employer contribution / active EE | $4,144 | $5,315-22.0% | $4,675-11.4% | $4,662-11.1% |
| Participant deferral / active EE | $10,945 | $6,467+69.2% | $5,630+94.4% | $6,690+63.6% |
| Admin fee / account holder | $1,237 | $19,293-93.6% | $15,900-92.2% | $13,392-90.8% |