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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,659 | $183,592-86.0% | $155,574-83.5% | $145,877-82.4% |
| Participation rate | 62.5% | 82.7%-20.2pp | 78.2%-15.7pp | 80.3%-17.8pp |
| Annual return | 13.56% | 61.37%-47.8pp | 64.87%-51.3pp | 551.28%-537.7pp |
| Employer contribution / active EE | $1,787 | $5,317-66.4% | $4,676-61.8% | $4,663-61.7% |
| Participant deferral / active EE | $7,077 | $6,466+9.4% | $5,629+25.7% | $6,691+5.8% |
| Admin fee / account holder | $1,068 | $19,316-94.5% | $15,914-93.3% | $13,402-92.0% |