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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,010 | $156,398-84.6% | $147,318-83.7% | $138,895-82.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 43.02% | 78.75%-35.7pp | 70.43%-27.4pp | 145.39%-102.4pp |
| Employer contribution / active EE | $2,233 | $4,853-54.0% | $4,593-51.4% | $4,194-46.8% |
| Participant deferral / active EE | $7,852 | $8,237-4.7% | $7,906-0.7% | $6,396+22.8% |
| Admin fee / account holder | $949 | $14,976-93.7% | $13,708-93.1% | $12,562-92.4% |