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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,881 | $102,385-64.0% | $147,080-74.9% | $80,935-54.4% |
| Participation rate | 88.0% | 75.9%+12.1pp | 82.2%+5.8pp | 67.7%+20.3pp |
| Annual return | 27.48% | 135.09%-107.6pp | 420.17%-392.7pp | 35.66%-8.2pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,933-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $8,047 | $6,651+21.0% | $8,066-0.2% | $4,299+87.2% |
| Admin fee / account holder | $1,321 | $7,951-83.4% | $12,989-89.8% | $6,924-80.9% |