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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,217 | $111,535-41.5% | $105,223-38.0% | $137,256-52.5% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 11.97% | 237.85%-225.9pp | 180.65%-168.7pp | 220.34%-208.4pp |
| Employer contribution / active EE | $819 | $3,939-79.2% | $3,689-77.8% | $4,156-80.3% |
| Participant deferral / active EE | $4,972 | $5,500-9.6% | $5,072-2.0% | $6,407-22.4% |
| Admin fee / account holder | $8,540 | $9,721-12.2% | $8,859-3.6% | $12,270-30.4% |