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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,471 | $160,070+48.4% | $147,117+61.4% | $145,897+62.8% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 16.23% | 98.69%-82.5pp | 420.54%-404.3pp | 552.29%-536.1pp |
| Employer contribution / active EE | $2,914 | $5,285-44.9% | $4,932-40.9% | $4,663-37.5% |
| Participant deferral / active EE | $6,359 | $8,419-24.5% | $8,065-21.2% | $6,689-4.9% |
| Admin fee / account holder | $802 | $15,035-94.7% | $12,993-93.8% | $13,390-94.0% |