Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,379 | $124,425-93.3% | $112,040-92.5% | $137,256-93.9% |
| Participation rate | 42.9% | 79.3%-36.5pp | 76.5%-33.6pp | 80.0%-37.1pp |
| Annual return | 22.81% | 24.72%-1.9pp | 24.52%-1.7pp | 220.34%-197.5pp |
| Employer contribution / active EE | $1,255 | $3,411-63.2% | $2,954-57.5% | $4,156-69.8% |
| Participant deferral / active EE | $1,425 | $5,718-75.1% | $5,098-72.0% | $6,407-77.8% |
| Admin fee / account holder | $918 | $15,207-94.0% | $12,098-92.4% | $12,270-92.5% |