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Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
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Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,058 | $76,407-96.0% | $150,298-98.0% | $82,448-96.3% |
| Participation rate | 40.5% | 66.4%-25.9pp | 77.8%-37.2pp | 68.1%-27.5pp |
| Annual return | -6.25% | 39.99%-46.2pp | 62.79%-69.0pp | 41.64%-47.9pp |
| Employer contribution / active EE | $311 | $2,614-88.1% | $4,154-92.5% | $2,551-87.8% |
| Participant deferral / active EE | $390 | $3,214-87.9% | $5,453-92.9% | $4,139-90.6% |
| Admin fee / account holder | $700 | $6,352-89.0% | $14,116-95.0% | $7,234-90.3% |