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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,338 | $160,028+64.6% | $147,080+79.0% | $145,884+80.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.87% | 98.60%-86.7pp | 420.17%-408.3pp | 551.85%-540.0pp |
| Employer contribution / active EE | $19,257 | $5,286+264.3% | $4,933+290.3% | $4,662+313.0% |
| Participant deferral / active EE | $25,337 | $8,422+200.8% | $8,066+214.1% | $6,690+278.8% |
| Admin fee / account holder | $4,965 | $15,030-67.0% | $12,989-61.8% | $13,392-62.9% |