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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,559 | $29,667-27.3% | $56,441-61.8% | $80,874-73.3% |
| Participation rate | 51.3% | 41.7%+9.6pp | 52.5%-1.2pp | 67.6%-16.4pp |
| Annual return | 25.16% | 35.22%-10.1pp | 1704.21%-1679.0pp | 35.62%-10.5pp |
| Employer contribution / active EE | $1,029 | $669+53.7% | $1,039-1.0% | $2,756-62.7% |
| Participant deferral / active EE | $2,867 | $1,227+133.7% | $1,953+46.8% | $4,297-33.3% |
| Admin fee / account holder | $1,222 | $2,429-49.7% | $2,829-56.8% | $6,935-82.4% |