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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,559 | $29,733-27.5% | $56,025-61.5% | $80,959-73.4% |
| Participation rate | 51.3% | 41.7%+9.6pp | 52.5%-1.2pp | 67.7%-16.4pp |
| Annual return | 25.16% | 35.28%-10.1pp | 1712.69%-1687.5pp | 35.67%-10.5pp |
| Employer contribution / active EE | $1,029 | $672+53.1% | $1,042-1.2% | $2,757-62.7% |
| Participant deferral / active EE | $2,867 | $1,229+133.2% | $1,955+46.7% | $4,300-33.3% |
| Admin fee / account holder | $1,222 | $2,434-49.8% | $2,828-56.8% | $6,925-82.4% |