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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,875 | $225,673-44.2% | $203,872-38.3% | $155,188-18.9% |
| Participation rate | 33.3% | 80.3%-47.0pp | 77.8%-44.5pp | 80.8%-47.5pp |
| Annual return | 10.49% | 95.91%-85.4pp | 85.11%-74.6pp | 148.84%-138.3pp |
| Employer contribution / active EE | $3,684 | $4,099-10.1% | $3,757-1.9% | $4,248-13.3% |
| Participant deferral / active EE | $6,717 | $6,893-2.6% | $6,388+5.2% | $6,531+2.8% |
| Admin fee / account holder | $198,706 | $12,327+1511.9% | $11,730+1594.0% | $14,480+1272.3% |