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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,875 | $182,442-31.0% | $163,379-23.0% | $138,895-9.4% |
| Participation rate | 33.3% | 79.8%-46.4pp | 76.8%-43.5pp | 79.9%-46.6pp |
| Annual return | 10.49% | 72.74%-62.2pp | 63.41%-52.9pp | 145.39%-134.9pp |
| Employer contribution / active EE | $3,684 | $4,159-11.4% | $3,752-1.8% | $4,194-12.2% |
| Participant deferral / active EE | $6,717 | $6,817-1.5% | $6,282+6.9% | $6,396+5.0% |
| Admin fee / account holder | $198,706 | $10,396+1811.4% | $9,818+1923.9% | $12,562+1481.8% |