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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,314 | $138,312-81.7% | $122,979-79.4% | $155,188-83.7% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 2.32% | 22.06%-19.7pp | 20.12%-17.8pp | 148.84%-146.5pp |
| Employer contribution / active EE | $2,157 | $3,530-38.9% | $3,062-29.6% | $4,248-49.2% |
| Participant deferral / active EE | $8,060 | $5,592+44.1% | $5,003+61.1% | $6,531+23.4% |
| Admin fee / account holder | $667 | $15,089-95.6% | $12,864-94.8% | $14,480-95.4% |