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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,521 | $45,312-61.3% | $86,233-79.7% | $67,986-74.2% |
| Participation rate | 42.2% | 42.4%-0.2pp | 69.0%-26.8pp | 57.2%-15.0pp |
| Annual return | 21.93% | 24.79%-2.9pp | 61.39%-39.5pp | 31.67%-9.7pp |
| Employer contribution / active EE | $716 | $1,160-38.2% | $2,504-71.4% | $2,019-64.5% |
| Participant deferral / active EE | $1,561 | $2,185-28.6% | $4,559-65.8% | $3,358-53.5% |
| Admin fee / account holder | $1,162 | $3,295-64.7% | $8,342-86.1% | $3,203-63.7% |