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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,290 | $107,666-55.1% | $102,184-52.7% | $154,746-68.8% |
| Participation rate | 75.0% | 83.7%-8.7pp | 82.6%-7.6pp | 80.7%-5.7pp |
| Annual return | 18.09% | 29.33%-11.2pp | 31.58%-13.5pp | 172.34%-154.2pp |
| Employer contribution / active EE | $0 | $3,846-100.0% | $3,594-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $8,106 | $8,719-7.0% | $8,309-2.4% | $6,730+20.4% |
| Admin fee / account holder | $450 | $12,943-96.5% | $11,609-96.1% | $14,365-96.9% |