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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,290 | $100,970-52.2% | $96,576-50.0% | $137,256-64.8% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 18.09% | 38.16%-20.1pp | 38.47%-20.4pp | 220.34%-202.2pp |
| Employer contribution / active EE | $0 | $3,809-100.0% | $3,553-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $8,106 | $8,286-2.2% | $7,956+1.9% | $6,407+26.5% |
| Admin fee / account holder | $450 | $11,312-96.0% | $11,381-96.0% | $12,270-96.3% |