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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,994 | $71,197+43.3% | $93,669+8.9% | $80,925+26.0% |
| Participation rate | 58.3% | 60.4%-2.1pp | 68.7%-10.4pp | 67.7%-9.3pp |
| Annual return | 10.26% | 11.27%-1.0pp | 133.59%-123.3pp | 35.65%-25.4pp |
| Employer contribution / active EE | $387 | $1,565-75.3% | $2,424-84.0% | $2,756-86.0% |
| Participant deferral / active EE | $3,867 | $4,036-4.2% | $4,416-12.4% | $4,299-10.0% |
| Admin fee / account holder | $19,419 | $6,959+179.1% | $8,291+134.2% | $6,940+179.8% |