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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,492 | $108,882-82.1% | $96,754-79.9% | $154,746-87.4% |
| Participation rate | 60.0% | 75.1%-15.1pp | 70.3%-10.3pp | 80.7%-20.7pp |
| Annual return | 25.65% | 98.39%-72.7pp | 82.04%-56.4pp | 172.34%-146.7pp |
| Employer contribution / active EE | $1,950 | $3,018-35.4% | $2,679-27.2% | $4,379-55.5% |
| Participant deferral / active EE | $4,605 | $5,323-13.5% | $4,758-3.2% | $6,730-31.6% |
| Admin fee / account holder | $1,839 | $10,200-82.0% | $8,905-79.4% | $14,365-87.2% |