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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,492 | $97,125-79.9% | $86,233-77.4% | $137,256-85.8% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.0%-9.0pp | 80.0%-20.0pp |
| Annual return | 25.65% | 74.19%-48.5pp | 61.39%-35.7pp | 220.34%-194.7pp |
| Employer contribution / active EE | $1,950 | $2,841-31.4% | $2,504-22.2% | $4,156-53.1% |
| Participant deferral / active EE | $4,605 | $5,180-11.1% | $4,559+1.0% | $6,407-28.1% |
| Admin fee / account holder | $1,839 | $9,725-81.1% | $8,342-78.0% | $12,270-85.0% |