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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,842 | $117,895-90.0% | $102,460-88.4% | $145,897-91.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.05% | 31.92%-22.9pp | 29.47%-20.4pp | 552.29%-543.2pp |
| Employer contribution / active EE | $3,121 | $3,619-13.8% | $3,025+3.2% | $4,663-33.1% |
| Participant deferral / active EE | $3,390 | $5,736-40.9% | $5,056-33.0% | $6,689-49.3% |
| Admin fee / account holder | $12,700 | $13,353-4.9% | $9,460+34.2% | $13,390-5.2% |