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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,579 | $146,267-80.5% | $197,124-85.5% | $82,448-65.3% |
| Participation rate | 93.8% | 84.0%+9.7pp | 86.7%+7.0pp | 68.1%+25.7pp |
| Annual return | 37.51% | 29.61%+7.9pp | 44.34%-6.8pp | 41.64%-4.1pp |
| Employer contribution / active EE | $4,147 | $4,723-12.2% | $6,227-33.4% | $2,551+62.6% |
| Participant deferral / active EE | $7,335 | $7,035+4.3% | $9,135-19.7% | $4,139+77.2% |
| Admin fee / account holder | $2,136 | $14,422-85.2% | $16,298-86.9% | $7,234-70.5% |