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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,579 | $142,972-80.0% | $214,702-86.7% | $86,983-67.1% |
| Participation rate | 93.8% | 84.9%+8.9pp | 87.5%+6.3pp | 69.5%+24.2pp |
| Annual return | 37.51% | 18.49%+19.0pp | 54.55%-17.0pp | 25.83%+11.7pp |
| Employer contribution / active EE | $4,147 | $4,635-10.5% | $6,461-35.8% | $2,584+60.5% |
| Participant deferral / active EE | $7,335 | $6,568+11.7% | $9,147-19.8% | $4,194+74.9% |
| Admin fee / account holder | $2,136 | $17,617-87.9% | $19,830-89.2% | $7,856-72.8% |