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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,579 | $143,969-80.1% | $199,883-85.7% | $82,637-65.4% |
| Participation rate | 93.8% | 84.1%+9.6pp | 86.8%+7.0pp | 68.1%+25.7pp |
| Annual return | 37.51% | 25.67%+11.8pp | 43.81%-6.3pp | 53.51%-16.0pp |
| Employer contribution / active EE | $4,147 | $4,632-10.5% | $6,261-33.8% | $2,552+62.5% |
| Participant deferral / active EE | $7,335 | $6,937+5.7% | $9,138-19.7% | $4,126+77.8% |
| Admin fee / account holder | $2,136 | $14,597-85.4% | $17,268-87.6% | $7,339-70.9% |