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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,547 | $155,555-94.5% | $146,866-94.2% | $155,188-94.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 21.22% | 115.41%-94.2pp | 102.85%-81.6pp | 148.84%-127.6pp |
| Employer contribution / active EE | $1,066 | $4,647-77.1% | $4,425-75.9% | $4,248-74.9% |
| Participant deferral / active EE | $3,590 | $8,044-55.4% | $7,759-53.7% | $6,531-45.0% |
| Admin fee / account holder | $541 | $14,755-96.3% | $13,620-96.0% | $14,480-96.3% |