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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,547 | $156,398-94.5% | $147,318-94.2% | $138,895-93.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 21.22% | 78.75%-57.5pp | 70.43%-49.2pp | 145.39%-124.2pp |
| Employer contribution / active EE | $1,066 | $4,853-78.0% | $4,593-76.8% | $4,194-74.6% |
| Participant deferral / active EE | $3,590 | $8,237-56.4% | $7,906-54.6% | $6,396-43.9% |
| Admin fee / account holder | $541 | $14,976-96.4% | $13,708-96.1% | $12,562-95.7% |