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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,247 | $154,754-72.1% | $124,206-65.2% | $138,895-68.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 14.23% | 709.28%-695.0pp | 515.27%-501.0pp | 145.39%-131.2pp |
| Employer contribution / active EE | $2,164 | $4,446-51.3% | $3,540-38.9% | $4,194-48.4% |
| Participant deferral / active EE | $8,140 | $4,621+76.2% | $3,968+105.2% | $6,396+27.3% |
| Admin fee / account holder | $5,690 | $6,690-14.9% | $5,929-4.0% | $12,562-54.7% |