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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,329 | $227,291+83.6% | $214,702+94.4% | $155,188+168.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 13.75% | 60.08%-46.3pp | 54.55%-40.8pp | 148.84%-135.1pp |
| Employer contribution / active EE | $4,805 | $6,772-29.0% | $6,461-25.6% | $4,248+13.1% |
| Participant deferral / active EE | $11,675 | $9,582+21.8% | $9,147+27.6% | $6,531+78.8% |
| Admin fee / account holder | $20,419 | $20,4130% | $19,830+3.0% | $14,480+41.0% |