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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,728 | $129,737-37.0% | $119,126-31.4% | $154,746-47.2% |
| Participation rate | 54.2% | 78.9%-24.7pp | 75.8%-21.6pp | 80.7%-26.5pp |
| Annual return | 17.75% | 379.08%-361.3pp | 282.11%-264.4pp | 172.34%-154.6pp |
| Employer contribution / active EE | $2,414 | $4,375-44.8% | $4,034-40.2% | $4,379-44.9% |
| Participant deferral / active EE | $4,335 | $5,842-25.8% | $5,318-18.5% | $6,730-35.6% |
| Admin fee / account holder | $4,701 | $11,961-60.7% | $10,693-56.0% | $14,365-67.3% |