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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,728 | $114,119-28.4% | $107,187-23.8% | $138,895-41.2% |
| Participation rate | 54.2% | 78.1%-23.9pp | 75.0%-20.9pp | 79.9%-25.8pp |
| Annual return | 17.75% | 273.21%-255.5pp | 204.55%-186.8pp | 145.39%-127.6pp |
| Employer contribution / active EE | $2,414 | $4,059-40.5% | $3,782-36.2% | $4,194-42.5% |
| Participant deferral / active EE | $4,335 | $5,538-21.7% | $5,096-14.9% | $6,396-32.2% |
| Admin fee / account holder | $4,701 | $10,024-53.1% | $9,162-48.7% | $12,562-62.6% |