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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,578 | $81,262-53.8% | $155,602-75.8% | $80,911-53.6% |
| Participation rate | 41.5% | 66.2%-24.7pp | 78.2%-36.7pp | 67.6%-26.1pp |
| Annual return | 11.94% | 33.34%-21.4pp | 64.81%-52.9pp | 35.63%-23.7pp |
| Employer contribution / active EE | $1,491 | $3,102-51.9% | $4,675-68.1% | $2,756-45.9% |
| Participant deferral / active EE | $3,865 | $3,451+12.0% | $5,629-31.3% | $4,297-10.1% |
| Admin fee / account holder | $5,612 | $7,992-29.8% | $15,923-64.8% | $6,935-19.1% |