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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,015 | $107,733+255.5% | $92,985+311.9% | $154,746+147.5% |
| Participation rate | 33.3% | 74.6%-41.2pp | 69.5%-36.2pp | 80.7%-47.4pp |
| Annual return | 16.18% | 30.39%-14.2pp | 27.99%-11.8pp | 172.34%-156.2pp |
| Employer contribution / active EE | $1,857 | $3,126-40.6% | $2,662-30.3% | $4,379-57.6% |
| Participant deferral / active EE | $10,958 | $5,053+116.9% | $4,377+150.4% | $6,730+62.8% |
| Admin fee / account holder | $0 | $11,369-100.0% | $9,463-100.0% | $14,365-100.0% |