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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,051 | $201,259+2.4% | $184,200+11.9% | $145,959+41.2% |
| Participation rate | 57.1% | 87.5%-30.4pp | 86.8%-29.7pp | 80.3%-23.1pp |
| Annual return | 10.94% | 28.98%-18.0pp | 28.80%-17.9pp | 561.95%-551.0pp |
| Employer contribution / active EE | $2,095 | $7,018-70.1% | $6,424-67.4% | $4,661-55.0% |
| Participant deferral / active EE | $8,425 | $9,806-14.1% | $9,132-7.7% | $6,689+26.0% |
| Admin fee / account holder | $191 | $16,372-98.8% | $13,907-98.6% | $13,398-98.6% |