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| Provider | Service type | Compensation |
|---|---|---|
Service code 10 · EIN 88-0181596 | Accounting | $23,800 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,283 | $88,360-62.3% | $145,433-77.1% | $67,986-51.0% |
| Participation rate | 77.0% | 65.5%+11.6pp | 82.1%-5.1pp | 57.2%+19.8pp |
| Annual return | 26.45% | 63.15%-36.7pp | 66.58%-40.1pp | 31.67%-5.2pp |
| Employer contribution / active EE | $3,111 | $3,054+1.9% | $4,554-31.7% | $2,019+54.1% |
| Participant deferral / active EE | $4,964 | $5,932-16.3% | $7,897-37.1% | $3,358+47.8% |
| Admin fee / account holder | $354 | $3,313-89.3% | $13,129-97.3% | $3,203-88.9% |