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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,035 | $161,352-16.9% | $134,172-0.1% | $137,256-2.3% |
| Participation rate | 73.3% | 78.3%-5.0pp | 72.5%+0.9pp | 80.0%-6.6pp |
| Annual return | 11.40% | 28.72%-17.3pp | 25.30%-13.9pp | 220.34%-208.9pp |
| Employer contribution / active EE | $1,751 | $4,099-57.3% | $3,420-48.8% | $4,156-57.9% |
| Participant deferral / active EE | $3,526 | $5,552-36.5% | $4,690-24.8% | $6,407-45.0% |
| Admin fee / account holder | $604 | $15,028-96.0% | $12,016-95.0% | $12,270-95.1% |