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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,634 | $111,878+86.5% | $93,727+122.6% | $145,897+43.0% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.2pp |
| Annual return | 26.69% | 204.28%-177.6pp | 133.83%-107.1pp | 552.29%-525.6pp |
| Employer contribution / active EE | $784 | $3,092-74.6% | $2,421-67.6% | $4,663-83.2% |
| Participant deferral / active EE | $4,960 | $4,920+0.8% | $4,417+12.3% | $6,689-25.8% |
| Admin fee / account holder | $1,050 | $10,256-89.8% | $8,292-87.3% | $13,390-92.2% |