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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,634 | $111,785+86.6% | $93,669+122.7% | $145,877+43.0% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.2pp |
| Annual return | 26.69% | 203.79%-177.1pp | 133.59%-106.9pp | 551.28%-524.6pp |
| Employer contribution / active EE | $784 | $3,096-74.7% | $2,424-67.6% | $4,663-83.2% |
| Participant deferral / active EE | $4,960 | $4,919+0.9% | $4,416+12.3% | $6,691-25.9% |
| Admin fee / account holder | $1,050 | $10,256-89.8% | $8,291-87.3% | $13,402-92.2% |