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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,202 | $112,729+120.2% | $98,716+151.4% | $137,256+80.8% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.3%-2.6pp | 80.0%-13.3pp |
| Annual return | 14.75% | 38.48%-23.7pp | 31.81%-17.1pp | 220.34%-205.6pp |
| Employer contribution / active EE | $918 | $2,725-66.3% | $2,279-59.7% | $4,156-77.9% |
| Participant deferral / active EE | $5,796 | $4,640+24.9% | $4,048+43.2% | $6,407-9.5% |
| Admin fee / account holder | $1,351 | $10,129-86.7% | $8,703-84.5% | $12,270-89.0% |