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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,411 | $51,604-41.1% | $129,295-76.5% | $80,874-62.4% |
| Participation rate | 100.0% | 57.0%+43.0pp | 69.6%+30.4pp | 67.6%+32.4pp |
| Annual return | 13.16% | 20.76%-7.6pp | 9429.28%-9416.1pp | 35.62%-22.5pp |
| Employer contribution / active EE | $409 | $1,585-74.2% | $4,157-90.2% | $2,756-85.2% |
| Participant deferral / active EE | $3,124 | $2,670+17.0% | $4,169-25.1% | $4,297-27.3% |
| Admin fee / account holder | $2,801 | $4,310-35.0% | $7,665-63.5% | $6,935-59.6% |