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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,602 | $100,203+195.0% | $85,240+246.8% | $145,897+102.6% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 23.41% | 84.28%-60.9pp | 66.75%-43.3pp | 552.29%-528.9pp |
| Employer contribution / active EE | $1,105 | $3,242-65.9% | $2,735-59.6% | $4,663-76.3% |
| Participant deferral / active EE | $10,397 | $5,299+96.2% | $4,527+129.7% | $6,689+55.4% |
| Admin fee / account holder | $15 | $7,265-99.8% | $6,165-99.8% | $13,390-99.9% |