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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,852 | $108,882-86.4% | $96,754-84.6% | $154,746-90.4% |
| Participation rate | 25.0% | 75.1%-50.1pp | 70.3%-45.3pp | 80.7%-55.7pp |
| Annual return | 18.60% | 98.39%-79.8pp | 82.04%-63.4pp | 172.34%-153.7pp |
| Employer contribution / active EE | $1,080 | $3,018-64.2% | $2,679-59.7% | $4,379-75.3% |
| Participant deferral / active EE | $11,616 | $5,323+118.2% | $4,758+144.1% | $6,730+72.6% |
| Admin fee / account holder | $711,936 | $10,200+6879.5% | $8,905+7895.0% | $14,365+4856.0% |