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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,852 | $97,125-84.7% | $86,233-82.8% | $137,256-89.2% |
| Participation rate | 25.0% | 74.2%-49.2pp | 69.0%-44.0pp | 80.0%-55.0pp |
| Annual return | 18.60% | 74.19%-55.6pp | 61.39%-42.8pp | 220.34%-201.7pp |
| Employer contribution / active EE | $1,080 | $2,841-62.0% | $2,504-56.9% | $4,156-74.0% |
| Participant deferral / active EE | $11,616 | $5,180+124.3% | $4,559+154.8% | $6,407+81.3% |
| Admin fee / account holder | $711,936 | $9,725+7221.0% | $8,342+8434.2% | $12,270+5702.2% |