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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,232 | $106,749-52.9% | $145,433-65.5% | $82,448-39.1% |
| Participation rate | 90.0% | 75.6%+14.4pp | 82.1%+7.9pp | 68.1%+21.9pp |
| Annual return | 10.23% | 27.59%-17.4pp | 66.58%-56.4pp | 41.64%-31.4pp |
| Employer contribution / active EE | $3,327 | $3,444-3.4% | $4,554-26.9% | $2,551+30.4% |
| Participant deferral / active EE | $6,282 | $6,519-3.6% | $7,897-20.5% | $4,139+51.8% |
| Admin fee / account holder | $8,465 | $8,390+0.9% | $13,129-35.5% | $7,234+17.0% |