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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,232 | $106,524-52.8% | $152,301-67.0% | $87,485-42.6% |
| Participation rate | 90.0% | 75.8%+14.2pp | 82.4%+7.6pp | 68.9%+21.1pp |
| Annual return | 10.23% | 26.89%-16.7pp | 80.50%-70.3pp | 26.06%-15.8pp |
| Employer contribution / active EE | $3,327 | $3,371-1.3% | $4,624-28.0% | $2,596+28.2% |
| Participant deferral / active EE | $6,282 | $6,525-3.7% | $8,004-21.5% | $4,274+47.0% |
| Admin fee / account holder | $8,465 | $8,287+2.1% | $14,398-41.2% | $7,775+8.9% |