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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,304 | $183,539+32.0% | $155,556+55.8% | $145,897+66.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.23% | 61.31%-47.1pp | 64.84%-50.6pp | 552.29%-538.1pp |
| Employer contribution / active EE | $14,726 | $5,315+177.0% | $4,675+215.0% | $4,663+215.8% |
| Participant deferral / active EE | $8,817 | $6,467+36.3% | $5,631+56.6% | $6,689+31.8% |
| Admin fee / account holder | $1,399 | $19,275-92.7% | $15,885-91.2% | $13,390-89.6% |