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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,306 | $81,358+56.5% | $155,556-18.2% | $80,959+57.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.41% | 33.39%-23.0pp | 64.84%-54.4pp | 35.67%-25.3pp |
| Employer contribution / active EE | $6,093 | $3,106+96.2% | $4,675+30.3% | $2,757+121.0% |
| Participant deferral / active EE | $7,581 | $3,455+119.4% | $5,631+34.6% | $4,300+76.3% |
| Admin fee / account holder | $8,176 | $7,994+2.3% | $15,885-48.5% | $6,925+18.1% |