Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,090 | $102,245-12.9% | $89,340-0.3% | $137,256-35.1% |
| Participation rate | 65.0% | 74.9%-9.9pp | 69.6%-4.6pp | 80.0%-15.0pp |
| Annual return | 17.80% | 21.89%-4.1pp | 20.57%-2.8pp | 220.34%-202.5pp |
| Employer contribution / active EE | $1,617 | $2,529-36.1% | $2,231-27.5% | $4,156-61.1% |
| Participant deferral / active EE | $3,499 | $4,436-21.1% | $3,823-8.5% | $6,407-45.4% |
| Admin fee / account holder | $830 | $8,085-89.7% | $6,704-87.6% | $12,270-93.2% |