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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,782 | $108,911-92.9% | $100,392-92.2% | $145,884-94.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.80% | 58.23%-43.4pp | 49.45%-34.7pp | 551.85%-537.1pp |
| Employer contribution / active EE | $1,276 | $4,420-71.1% | $3,941-67.6% | $4,662-72.6% |
| Participant deferral / active EE | $3,062 | $8,459-63.8% | $8,090-62.2% | $6,690-54.2% |
| Admin fee / account holder | $1,142 | $9,698-88.2% | $7,904-85.5% | $13,392-91.5% |