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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,952 | $100,970-73.3% | $96,576-72.1% | $137,256-80.4% |
| Participation rate | 84.2% | 82.6%+1.6pp | 81.4%+2.8pp | 80.0%+4.3pp |
| Annual return | 13.21% | 38.16%-25.0pp | 38.47%-25.3pp | 220.34%-207.1pp |
| Employer contribution / active EE | $0 | $3,809-100.0% | $3,553-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $9,489 | $8,286+14.5% | $7,956+19.3% | $6,407+48.1% |
| Admin fee / account holder | $14,372 | $11,312+27.1% | $11,381+26.3% | $12,270+17.1% |