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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,217 | $100,203-51.9% | $85,240-43.4% | $145,897-67.0% |
| Participation rate | 52.6% | 74.1%-21.5pp | 67.5%-14.9pp | 80.3%-27.7pp |
| Annual return | 12.25% | 84.28%-72.0pp | 66.75%-54.5pp | 552.29%-540.0pp |
| Employer contribution / active EE | $792 | $3,242-75.6% | $2,735-71.1% | $4,663-83.0% |
| Participant deferral / active EE | $1,004 | $5,299-81.1% | $4,527-77.8% | $6,689-85.0% |
| Admin fee / account holder | $962 | $7,265-86.8% | $6,165-84.4% | $13,390-92.8% |