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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,013 | $108,882-53.1% | $96,754-47.3% | $154,746-67.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 15.46% | 98.39%-82.9pp | 82.04%-66.6pp | 172.34%-156.9pp |
| Employer contribution / active EE | $9,032 | $3,018+199.3% | $2,679+237.1% | $4,379+106.3% |
| Participant deferral / active EE | $2,451 | $5,323-54.0% | $4,758-48.5% | $6,730-63.6% |
| Admin fee / account holder | $2,059 | $10,200-79.8% | $8,905-76.9% | $14,365-85.7% |