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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,013 | $97,125-47.5% | $86,233-40.8% | $137,256-62.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 15.46% | 74.19%-58.7pp | 61.39%-45.9pp | 220.34%-204.9pp |
| Employer contribution / active EE | $9,032 | $2,841+217.9% | $2,504+260.6% | $4,156+117.3% |
| Participant deferral / active EE | $2,451 | $5,180-52.7% | $4,559-46.2% | $6,407-61.7% |
| Admin fee / account holder | $2,059 | $9,725-78.8% | $8,342-75.3% | $12,270-83.2% |