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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,398 | $161,352-82.4% | $134,172-78.8% | $137,256-79.3% |
| Participation rate | 44.4% | 78.3%-33.8pp | 72.5%-28.0pp | 80.0%-35.5pp |
| Annual return | 66.34% | 28.72%+37.6pp | 25.30%+41.0pp | 220.34%-154.0pp |
| Employer contribution / active EE | $1,738 | $4,099-57.6% | $3,420-49.2% | $4,156-58.2% |
| Participant deferral / active EE | $5,446 | $5,552-1.9% | $4,690+16.1% | $6,407-15.0% |
| Admin fee / account holder | $75 | $15,028-99.5% | $12,016-99.4% | $12,270-99.4% |