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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,398 | $177,156-84.0% | $147,027-80.7% | $154,746-81.6% |
| Participation rate | 44.4% | 79.4%-34.9pp | 73.7%-29.3pp | 80.7%-36.3pp |
| Annual return | 66.34% | 21.94%+44.4pp | 20.23%+46.1pp | 172.34%-106.0pp |
| Employer contribution / active EE | $1,738 | $4,336-59.9% | $3,626-52.1% | $4,379-60.3% |
| Participant deferral / active EE | $5,446 | $5,797-6.0% | $4,933+10.4% | $6,730-19.1% |
| Admin fee / account holder | $75 | $14,904-99.5% | $12,223-99.4% | $14,365-99.5% |