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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,102 | $174,379-79.9% | $152,093-76.9% | $138,895-74.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 23.37% | 74.86%-51.5pp | 66.36%-43.0pp | 145.39%-122.0pp |
| Employer contribution / active EE | $6,970 | $4,652+49.8% | $4,175+67.0% | $4,194+66.2% |
| Participant deferral / active EE | $7,456 | $6,159+21.1% | $5,451+36.8% | $6,396+16.6% |
| Admin fee / account holder | $384 | $16,880-97.7% | $14,497-97.4% | $12,562-96.9% |