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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,966 | $154,228-71.5% | $145,433-69.8% | $137,256-68.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 6.54% | 74.59%-68.0pp | 66.58%-60.0pp | 220.34%-213.8pp |
| Employer contribution / active EE | $2,949 | $4,804-38.6% | $4,554-35.3% | $4,156-29.0% |
| Participant deferral / active EE | $16,652 | $8,216+102.7% | $7,897+110.9% | $6,407+159.9% |
| Admin fee / account holder | $2,170 | $14,344-84.9% | $13,129-83.5% | $12,270-82.3% |