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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,709 | $201,344-95.2% | $184,243-94.7% | $145,877-93.3% |
| Participation rate | 81.3% | 87.5%-6.2pp | 86.8%-5.6pp | 80.3%+0.9pp |
| Annual return | 15.50% | 29.01%-13.5pp | 28.82%-13.3pp | 551.28%-535.8pp |
| Employer contribution / active EE | $0 | $7,022-100.0% | $6,427-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,300 | $9,807-66.3% | $9,132-63.9% | $6,691-50.7% |
| Admin fee / account holder | $941 | $16,382-94.3% | $13,914-93.2% | $13,402-93.0% |