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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,930 | $223,823-37.0% | $211,142-33.3% | $154,746-8.9% |
| Participation rate | 75.0% | 87.9%-12.9pp | 87.3%-12.3pp | 80.7%-5.7pp |
| Annual return | 17.17% | 50.39%-33.2pp | 46.84%-29.7pp | 172.34%-155.2pp |
| Employer contribution / active EE | $1,709 | $6,787-74.8% | $6,442-73.5% | $4,379-61.0% |
| Participant deferral / active EE | $7,477 | $9,750-23.3% | $9,284-19.5% | $6,730+11.1% |
| Admin fee / account holder | $1,694 | $19,707-91.4% | $19,076-91.1% | $14,365-88.2% |