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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,196 | $98,652-46.1% | $142,942-62.8% | $82,448-35.5% |
| Participation rate | 96.2% | 72.8%+23.4pp | 76.8%+19.3pp | 68.1%+28.1pp |
| Annual return | 50.75% | 22.65%+28.1pp | 113.70%-63.0pp | 41.64%+9.1pp |
| Employer contribution / active EE | $6,378 | $3,211+98.6% | $4,139+54.1% | $2,551+150.0% |
| Participant deferral / active EE | $14,009 | $5,580+151.0% | $7,128+96.5% | $4,139+238.4% |
| Admin fee / account holder | $1,078 | $8,078-86.7% | $12,475-91.4% | $7,234-85.1% |