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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,067 | $154,228-82.4% | $145,433-81.4% | $137,256-80.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 31.72% | 74.59%-42.9pp | 66.58%-34.9pp | 220.34%-188.6pp |
| Employer contribution / active EE | $2,359 | $4,804-50.9% | $4,554-48.2% | $4,156-43.2% |
| Participant deferral / active EE | $15,357 | $8,216+86.9% | $7,897+94.5% | $6,407+139.7% |
| Admin fee / account holder | $1,287 | $14,344-91.0% | $13,129-90.2% | $12,270-89.5% |