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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,185 | $174,379-82.7% | $152,093-80.2% | $138,895-78.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 19.98% | 74.86%-54.9pp | 66.36%-46.4pp | 145.39%-125.4pp |
| Employer contribution / active EE | $2,222 | $4,652-52.2% | $4,175-46.8% | $4,194-47.0% |
| Participant deferral / active EE | $4,938 | $6,159-19.8% | $5,451-9.4% | $6,396-22.8% |
| Admin fee / account holder | $489 | $16,880-97.1% | $14,497-96.6% | $12,562-96.1% |