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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,953 | $99,053-96.0% | $88,179-95.5% | $138,895-97.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 19.35% | 78.17%-58.8pp | 64.97%-45.6pp | 145.39%-126.0pp |
| Employer contribution / active EE | $1,134 | $2,882-60.7% | $2,549-55.5% | $4,194-73.0% |
| Participant deferral / active EE | $2,984 | $5,225-42.9% | $4,614-35.3% | $6,396-53.3% |
| Admin fee / account holder | $1,076 | $8,748-87.7% | $7,673-86.0% | $12,562-91.4% |