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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,606 | $100,970+146.2% | $96,576+157.4% | $137,256+81.1% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 18.13% | 38.16%-20.0pp | 38.47%-20.3pp | 220.34%-202.2pp |
| Employer contribution / active EE | $7,227 | $3,809+89.7% | $3,553+103.4% | $4,156+73.9% |
| Participant deferral / active EE | $20,703 | $8,286+149.8% | $7,956+160.2% | $6,407+223.1% |
| Admin fee / account holder | $2,166 | $11,312-80.9% | $11,381-81.0% | $12,270-82.3% |