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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,606 | $97,289+155.5% | $92,805+167.9% | $155,188+60.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 18.13% | 29.03%-10.9pp | 31.59%-13.5pp | 148.84%-130.7pp |
| Employer contribution / active EE | $7,227 | $3,632+99.0% | $3,424+111.1% | $4,248+70.1% |
| Participant deferral / active EE | $20,703 | $8,795+135.4% | $8,448+145.1% | $6,531+217.0% |
| Admin fee / account holder | $2,166 | $12,015-82.0% | $10,911-80.1% | $14,480-85.0% |