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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,273 | $97,125-85.3% | $86,233-83.4% | $137,256-89.6% |
| Participation rate | 95.5% | 74.2%+21.3pp | 69.0%+26.4pp | 80.0%+15.5pp |
| Annual return | 24.14% | 74.19%-50.1pp | 61.39%-37.3pp | 220.34%-196.2pp |
| Employer contribution / active EE | $2,585 | $2,841-9.0% | $2,504+3.2% | $4,156-37.8% |
| Participant deferral / active EE | $4,319 | $5,180-16.6% | $4,559-5.3% | $6,407-32.6% |
| Admin fee / account holder | $763 | $9,725-92.2% | $8,342-90.9% | $12,270-93.8% |