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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,256 | $67,823-98.1% | $52,425-97.6% | $137,256-99.1% |
| Participation rate | 73.7% | 63.9%+9.8pp | 55.6%+18.1pp | 80.0%-6.3pp |
| Annual return | 18.67% | 219.11%-200.4pp | 302.12%-283.4pp | 220.34%-201.7pp |
| Employer contribution / active EE | $343 | $1,163-70.5% | $914-62.5% | $4,156-91.8% |
| Participant deferral / active EE | $366 | $2,288-84.0% | $1,790-79.6% | $6,407-94.3% |
| Admin fee / account holder | $410 | $2,844-85.6% | $2,495-83.6% | $12,270-96.7% |